5 Reasons why to lend and borrow from 5paisa loans

Returns

Returns upto
24% p.a.

Earn above average market
returns.

Income

Fixed Monthly
Income

Invest and get fixed monthly income in the form of interest and principal.

Verifed

Verified & Creditworthy Borrowers

We ensure strict underwriting of all borrowers registered on the platform.

Diversify

Alternate investment
to diversify risk

Lend in P2P with other investment options and diversify your portfolio.

RBI

RBI approved
NBFC

We are RBI registered NBFC-P2P lending company, backed by IIFL

Salary

Quick and hassle-free personal loan

It’s a 4-step application process, and requires minimal documents.

Salary

Secured and completely digitised process

Create passive monthly income with regular repayments from borrowers

Secure Data

Interest rates starting as low as 10%

Collateral free borrowing at affordable interest rates

Money

Save on charges

No additional charges on foreclosure.

Firewall

Secured process

All your personal data is protected and confidential at all times.

How to lend and borrow with 5paisa Loans

To join as a lender, you simply need to complete an online application, upload documents and add money.”

Borrowing through a peer-to-peer lending platform is quick, hassle-free, collateral free and affordable.

To join as a lender, you simply need to complete an online application, upload documents and add money.”

how to lend
Register
Invest in individual
borrower that you
believe in

To join as a lender, you simply need to complete an online application, upload documents and add money.”

how to lend
Upload Documents
Invest in individual
borrower that you
believe in

To join as a lender, you simply need to complete an online application, upload documents and add money.”

how to lend
KYC
Invest in individual
borrower that you
believe in

To join as a lender, you simply need to complete an online application, upload documents and add money.”

how to lend
Bank details
Invest in individual
borrower that you
believe in

To join as a lender, you simply need to complete an online application, upload documents and add money.”

how to lend
Start Lending
Invest in individual
borrower that you
believe in

Borrowing through a peer-to-peer lending platform is quick, hassle-free, collateral free and affordable.

how to borrow
Register online
Invest in individual
borrower that you
believe in

Borrowing through a peer-to-peer lending platform is quick, hassle-free, collateral free and affordable.

how to borrow
Get verified as borrower
Invest in individual
borrower that you
believe in

Borrowing through a peer-to-peer lending platform is quick, hassle-free, collateral free and affordable.

how to borrow
Accept loan agreement
Invest in individual
borrower that you
believe in

Borrowing through a peer-to-peer lending platform is quick, hassle-free, collateral free and affordable.

how to borrow
Get your Loan
Invest in individual
borrower that you
believe in

Lending - Now easy and secure

Seamless On-Boarding

Seamless On-boarding

Paperless account in 5 minutes with minimal documents is all you need to join our Lending community. Choose from a pool of verified borrowers and start lending from as low as Rs.100

Solid Beginning

Solid Beginning

With RBI approval and its holding company’s market presence, 5paisa loans has been able to create an eco-system of credit worthy borrowers and has ensured healthy returns for its lenders.

Strong Backing

Strong Backing

5paisa Loans is a subsidiary of 5paisa Capital. 5paisa Group enjoys a strong association with IIFL group and backing of BSFI industry leader Mr. Nirmal Jain.

Some interesting reads

What is P2P Lending? Introduction, Features, Advantages and Benefits

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What is P2P Lending? Introduction, Features, Advantages and Benefits

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What is P2P Lending? Introduction, Features, Advantages and Benefits

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Is Peer-to-Peer lending allowed by RBI ?

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Is Peer-to-Peer Lending Allowed by RBI?

View

Diversity your investment portfolio with lending

View

How lending is the best option for fixed monthly income

View

How lending is the new way of investing?

View

Here’s what our Lenders say

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Anurag Shrivastav
Product, Mumbai

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Anurag Shrivastav
Product, Mumbai

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.

Anurag Shrivastav
Product, Mumbai
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
Anurag Shrivastav
Product, Mumbai
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